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Certificates of Deposit

Current Rates (Effective August 4, 2010)
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

RATES SUBJECT TO CHANGE WITHOUT NOTICE.

CONTACT US REGARDING OUR CD SPECIALS.



Certificate
Term
Minimum
to Open
Annual %
Yield
Interest
Rate





3 Months$25000.35%0.35%
6 Months$10000.50%0.50%
9 Months$10000.50%0.50%
12 Months$10001.01%1.00%
18 Months$10001.77%1.75%
30 Months$10002.02%2.00%
36 Months$10002.28%2.25%
IRA (18 Mo.)$10002.79%2.75%
Roth IRA (18 Mo.)$10002.79%2.75%
.
Young America (36 Mo.)
(age 18 and under)
$1002.28%2.25%
.

An IRA is a variable rate account

State Bank of Speer • 14 Main Street (Box 37) • Speer, Illinois 61479 • Toll Free: 1-888-249-2141

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