Personal Checking Accounts


  • Minimum balance required to open $100.00.
  • Unlimited check writing and deposits.
  • Imaged checks on statements mailed monthly.
  • No fee for check orders or limit on the number of checks to order. ($2.55 charge for duplicates)
  • VISA Check Card issued at no extra charge.
  • Free automatic transfers to other accounts.

NOW Checking Account

  • Minimum balance required to open $1,000.00.
  • Gains interest for maintaining a minimum balance of $1,000.00.
  • Interest will be compounded and credited into the account monthly.
  • No charge for checks.
  • Unlimited check writing.

Super NOW Checking Account

  • Minimum balance required to open $2,500.00
  • Super NOWs are divided into tiers that increase in interest rates.
  • The higher balance you maintain, the higher interest rate you will receive.
  • Interest is compounded and credited to the account monthly.
  • Unlimited check writing.

Premium Asset Fund Account

  • Minimum balance required to open $10,000.00.
  • Available to individuals only.
  • No charge for checks
  • Allowed 3 debits/checks per month at no charge.
  • Interest paid monthly only if balance is above $10,000.00
  • Fee for balance below $5,000.00.


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VISA Check Cards

  • Our VISA check cards, also known as debit cards, can only be connected to a checking account.
  • There are two different ways to use the card, either as a credit or a debit during a sales transaction.
  • Credit transactions require a signature to authorize the transaction.
  • Debit transactions require your pin number to authorize the transaction.
  • These cards are not credit cards and no interest rates are applied.
To report a lost or stolen Debit card outside of normal business hours, please call 800-236-2442.