- New/Used Automobile Loans.
- Offer competitive rates on new and used vehicles.
- Residential Real Estate Loans.
- Fixed and adjustable rates up to 30 years.
- Monthly payments remain unchanged for the life of the loan. Available in terms up to 30 years.
- Construction Loans
- Whether you are building new, remodeling or adding an addition to your home, State Bank of Speer offers construction loans for both small and large projects.
- Home Equity Lines of Credit.
- Equity loans allow you to use the equity in your home to help you satisfy other financial needs. These loans can also be used to assist you in making the down payment on your new home.
- Balloon Loans
- Provides flexibility in loan terms and conditions. Great for construction and rehabilitation or financing of investment property. Can be a great option if you plan to sell or move within 3 to 5 years.
- Bridge Loans
- Enables you to use the equity in your current home as a "bridge" between two home loans, allowing you to buy your new home before you've sold your current home.
- Personal Loans
- Unsecured loans are available to qualified loan applicants.