Personal Savings Accounts

Savings

• Minimum balance required to open $10.00.
• Statements mailed quarterly unless you have other accounts, then they are mailed monthly.
• Free automatic transfers to other accounts (limit 6 per month).
• Free in-person transfers to other accounts (unlimited).
• Interest is compounded daily and credited quarterly.
• Free savings registers.

Christmas Club Savings

• Great way to create a Christmas shopping budget!
• Maximum limit for deposit is $500.00 per month/$6,000.00 annually.
• Withdrawals are not allowed until maturity.
• Account matures October 31st and checks are printed on the first business day in November.

HI-FI Account

• Minimum amount required to open and maintain interest $2,500.00.
• EIN number required to open the account.
• Interest is compounded and credited monthly.
• Fee of $25.00 if account is closed within 90 days of opening.
• Fee of $10.00 is applied if account balance falls below $2,500.00.

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