Personal Savings Accounts
- Minimum balance required to open $10.00.
- Statements mailed quarterly unless you have other accounts, then they are mailed monthly.
- Free automatic transfers to other accounts (limit 6 per month).
- Free in-person transfers to other accounts (unlimited).
- Interest is compounded daily and credited quarterly.
- Free savings registers.
Christmas Club Savings
- Great way to create a Christmas shopping budget!
- Maximum limit for deposit is $500.00 per month/$6,000.00 annually.
- Withdrawals are not allowed until maturity.
- Account matures October 31st and checks are printed on the first business day in November.
- Minimum amount required to open and maintain interest $2,500.00.
- EIN number required to open the account.
- Interest is compounded and credited monthly.
- Fee of $25.00 if account is closed within 90 days of opening.
- Fee of $10.00 is applied if account balance falls below $2,500.00.
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