Rates

Deposit Accounts

Current Rates (Effective January 2, 2018)
FEES COULD REDUCE EARNINGS.
RATE COULD CHANGE AFTER ACCOUNT IS OPENED.

Account Name Minimum Balance to Open
Annual Percentage Yield Interest Rate
Demand Deposit $100 0.00% 0.00%
NOW Account $1000* 0.05% 0.05%
Premium Asset Fund $10000* 0.30% 0.30%
Savings Account $10 0.25% 0.25%
Health Savings Account $0 1.31% 1.30%
Super NOW $2500* Tiered Tiered
Hi-Fi Account $2500* Tiered Tiered
(Tier 1) ($2500-24999) 0.05% 0.05%
(Tier 2) ($25000-49999) 0.05% 0.05%
(Tier 3) ($50000-99999) 0.15% 0.15%
(Tier 4) ($100000-749999) 0.15% 0.15%
(Tier 5) ($750000 & more) 0.15% 0.15%

* MINIMUM BALANCE TO OBTAIN APY

Check out our Online Savings Calculator.

Certificates of Deposit

Current Rates (Effective January 2, 2018)

Certificate Term Minimum to Open Annual Percentage Yield Interest Rate
3 Months $2500 0.05% 0.05%
6 Months $1000 0.55% 0.55%
9 Months $1000 0.20% 0.20%
12 Months $1000 0.45% 0.45%
18 Months $1000 1.14% 1.13%
24 Months $1000 1.16% 1.15%
30 Months $1000 1.36% 1.35%
36 Months $1000 0.90% 0.90%
38 Months $1000 1.50% 1.49%
49 months $1000 1.65% 1.64%
IRA (18 Mo.) $1000 0.75% 0.75%
Roth IRA (18 Mo.) $1000 0.75% 0.75%
Young America (36 Mo.)
(age 18 and under)
$100 1.31% 1.30%

An IRA is a variable rate account.
Substantial penalty for early withdrawal of CDs.  The Annual Percentage Yield assumes interest remains on deposit until maturity.   A withdrawal could reduce earnings.